Category Archives: Financial

Take The Effortless Road To Your Future

One of the few positive effects of the impending explosion of the retirement rolls as 77 million “Baby Boomers” approach the age of 65 can be found in the outlook for employment of Personal Financial Advisors. Few ‘Boomers’ have made adequate plans to extend their lifestyles beyond their working years and are in desperate need of the assistance of Personal Financial Advisors.

This is excellent news for anyone seeking a lucrative new career opportunity.

The U.S. Bureau of Labor Statistics, 2008-2009 Employment Outlook, reports that “Personal Financial Advisors are projected to grow by 41%, which is much faster than average for all occupations”.

The Baby Boomer, a creature with the life expectancy of a Galapagos sea turtle but with less than two years of income saved in a qualified retirement plan, is in urgent need of solutions to his or her retirement quandary.

Independent Financial Advisors consult with individuals or families who are in need of various financial products and services to meet their long term and short term financial goals. Independent Financial Advisors are not tethered to or employed by a specific company, but can offer a range of products and services from a variety of providers.

For the ‘cold war generation’, the rules of the game have changed. It’s no longer about asset accumulation. We have run out of time to build significant assets and need a strategy that addresses the three quadrants of our personal balance sheet which have, up to this point, gone largely ignored.

Income: For this generation, it’s not how much we have that matters. What matters is how much sustainable lifetime income we can get from what we have. Independent Financial Advisors have access to newly developed financial products that enable us to grow our retirement income bucket with a high rate of return, and then, guarantee annual income distributions for life, regardless of how long we live.

Expenses: We need to start saving as much as possible, as quickly as possible. Independent Financial Advisors can assist us in getting control of our monthly expenses and enable us to save much more money for our retirement.

Liabilities: We know that the ‘UFO’ generation is up to its’ pointy ears in debt. We can’t afford to carry this debt into retirement. An advisor can recommend new and innovative equity based strategies that will enable us to get completely out of debt, including our mortgage, before we retire.

If you’re considering tapping into this emerging career opportunity, here are two valuable tips to help you get started.

1. Avoid involvement with any kind of securities products as a new advisor. You would need to become a “registered representative” under the guidance and control of the NASD and the SEC. Your clients may not need these risk based products and you don’t need all of the regulatory compliance headaches that come with this title.

2. You’ve got to plug into an independent marketing organization’s system. If you think you can do it your way, you’ll have enormous difficulty starting and maintaining a successful practice.

Independent Marketing Organizations, in exchange for commission overrides, provide turn-key systems including advisor training, product training, product access, provider contracts, assistance with licensing, marketing, lead generation, and regulatory compliance.

In any business model it’s all about positioning. If there is a problem and a solution to that problem, by positioning yourself between the two, you become valuable. The bigger the problem and the easier the solution, the more successful you will be.

There is an enormous need for new personal financial advisors to lead this generation down the path of financial freedom. Those that come forward will discover a career that offers a great deal of personal satisfaction as well as significant income potential.

Best Tools For Internet Marketing

As a new internet marketer you will be tempted to handle things manually by yourself. This will make you feel more comfortable and not overwhelmed. At the same time, trying to run your business this way can take up quite a lot of time. Why waste your time when there are all sorts of tools out there that you can use to smooth out your process and speed things up? These resources cannot be labelled as shortcuts only. They can do more to help maintain your business in an effective manner. Here are some of the resources that you should utilize.}

A website is one of your most basic needs if you want to start an online business. That’s why you need to choose a web hosting service right away, so you can start to build your site. The web host you choose can have a big impact on your business, so it’s an important choice. It can be a little daunting to make this choice, as it’s something you have to focus on immediately. You want to consider the reputation of the company, along with their rates and the variety of hosting plans they offer. It’s best to choose a company that not only gives you several hosting options, but that makes it simple to switch from one to another whenever you want. Try to find customer reviews for the web hosting company. Can you call on them any time that you need help? Consider all of these things before making a final choice.

Across the board, Internet Marketers use PayPal for transactions for their products and services. Universally accepted, and easy to use, PayPal is the transaction company of choice. That doesn’t mean that you have to use it for your business. Payment processing systems are in abundance – that’s for sure. You might want to try Google Checkout also. Payment processing can be set up through your bank or credit union. Just be sure it is a reliable payment processor. It needs to have a good reputation. It needs to be secure. Before you settle into one payment processor, make sure that you can verify all of these things before going with them.

It is certainly possible to keep track of the money you bring in and the money you send out with a pen and paper. Using Excel would serve you better. If you cannot afford an accountant, the best choice would be to purchase solid bookkeeping software to help you. Using the software will allow you to go from simply jotting numbers down to taking into account your expenses and income made. So when you go to file taxes, your financial information from your bank will be much more easily accessible. Quicken and QuickBooks are just a few of the programs available.

There are all sorts of things that can make your life as an Internet Marketer easier. Sure, when you are just starting out, you are going to be tempted to try to take on everything yourself. Many tools, however, can enable you to build your business faster and make it more profitable. These are just a few things that will help you get properly set up.Source1: view
Source2: marketing, network, network marketing success, network marketing training, network marketing books

Network Marketing To Work At Home And Earn Passive Income

Would you like a passive income and work at home? Do you want the freedom to choose your own schedule? Do you want the potential for financial freedom? Be able to live life your way? As you read every word of this article, you will learn how you can achieve financial freedom comfortably.

Points I cover in this article:
* What is a passive income?
* How you can earn a passive income and work at home
* What are the next steps in starting earning a growing passive income and work at home

+ The passive income defined? +
The idea of earning a residual income is a great principle. A passive income is the ability to be able to earn income month after month from your initial efforts. Most people first think of real estate as a form of passive income or having large savings and earning interest. Also dividends from shares and stocks can be considered residual income. The whole point of residual income is that your initial efforts produce long term consistent returns.

Imagine the going on holiday for 6 months, coming back, and you have cash in the bank. All due to your residual income. How do you think billionaires or anyone who works things right is able to go for such a long period on %holiday% without worrying?

A job can be thought of as a form of passive income; however it is not the way we are looking for and your not a robot! You go to get a job and that initial success at the interview grants you an income for a longer period of time. Your boss really understands the side of the coin of passive income. For his initial efforts in finding and employing you, he or she has enabled themselves to make of us a continuous profit.

+ How to earn a passive income and work at home with MLM Network Marketing +
One thing you have to bear in mind with passive income is that it does require work to set up. There is no way you could press a button and automatically earn cash. However, for the people who are committed to making financial freedom a reality, the effort is well worth it.

We have heard that real estate is one form of passive income, but there is another way which has a potential to grow to a vast amounts of passive income regularly. This method of gaining a passive income has created more millionaires in the United States then any other form of passive income or any other method of home biz or career put together.

MLM Network Marketing is used by the rich, and when you take a look at the system presented to you, you start to see why it is a great form of passive income. MLM Network Marketing has such high growth potential as a home home biz opportunity and you get a system laid out in front of you.

The best part of MLM Network Marketing is that you can get started right away, and all for a very small outlay.

+ What’s the next steps in starting earning a growing passive income and work at home +
The next step for you is to find an opportunity that you like. There are many Network Marketing opportunities out there and finding one can be difficult. As you continue reading this article, at you will find my resource box with a link that will take you to the best MLM Marketing opportunity I have found.

After you have found the MLM Marketing opportunity that you like, and you join the MLM Marketing opportunity – it is time to speak of to your upline. Your upline is your key to success in MLM Network Marketing. Your MLM Network Marketing upline can show you the exact road to achieve success in MLM Network Marketing.

Making Your Marketing Accountable

One of the biggest problems when it comes to marketing is the lack of accountability. If you look at other areas of a corporation there is rarely a department or area where a person cannot account for everything that happens including where all the finances go. They can also show the direct relationship between a particular action and the success or failure of that action.

Marketing however is different. While positive results can be and often are generated it is rarely the case where the results can be directly linked to a particular action. This is because marketing lacks the metrics and standards, in other words, the units or ways to measure action to result. The result of this is can be felt in a number of ways. There is no way to measure success or failure based on a particular aspect of a marketing plan and more importantly there is no way to predict the success of a particular tool, strategy or plan when it comes to marketing.

In part this is not because markets cannot decide on what type of unit to use to measure, they cannot even decide what exactly it is they are attempting to measure. This makes it difficult to assign accountability when it comes to marketing. A number of plans have been put into action that create some level of accountability when it comes to finances and marketing.

It is common for as much as a quarter of a company’s income to go towards marketing. It is therefore not unreasonable that there be some accountability and some ability to project the results of the marketing campaign as well as to justify the necessity of the size of the marketing budget. In fact, certification is required and the accuracy of financial statements is essential. The practice of guessing and the attitude of it is close enough is falling under increased scrutiny. However, marketing firms and departments having no accepted units of measurement are having a difficult time supplying the necessary answers that executives are requesting.

In order to combat this, professionals in the marketing industry have begun to develop individual and personalized standards, which are then used to measure the efforts, the risks and projections. This reduces the standards to an in firm matter that becomes part of the tactical activities of the firm rather than an industry wide standard.

Generally the only way to measure the success of marketing is through financial means. However, while marketing may use standards of measurement to claiming a successful operation there has been very little done to define what qualifies as success for marketing. As an increasing amount of companies have increased the marketing budgets in an effort to draw in an ever increasing number of customers the need for justification and tracking has become more of a necessity. In turn this has started to move marketing out of the inherently creative and necessary evil categories and into more traditional business positions with more traditional and understandable standards.

Standards of quality are necessary in any aspect of business. It helps to maintain a consistent level of production that is predictable and effective. Having a standard that is defined in clear terms and in a language the entire industry and more importantly related industries can understand is essential in allowing a corporation or industry to make long-term plans.

Here are a few of the things that standardizing and establishing units of measurements can do even with marketing. It can help to allow for more effective use of resources, improve the ability to predict results and provide an increase in the ability analyze and plan for what if situations, which often occur in marketing. It can also allow for the investment return to be asset. This allows a business to create a financial balance, which provides an increase in the overall benefit of marketing to the company.

These are some of the benefits as well as some of the problems that have arisen when it comes to creating accountability within the marketing industry. As a result the question then becomes how to create the standards necessary to eliminate the problems and increase the benefits. One of the biggest obstacles in developing standards is the fact that it is difficult to measure marketing against the standards of measurement common to industries.

This has created a resulting standard of measuring marketing success by cash flow in after campaign reports. Many people do not realize how frequently standards are taken for granted or how difficult it can be to create them. In order to create a recognized and consistent standard, which can allow for market accountability there must be first, a link between the marketing action and a financial return.

This link must be set up and held to the definitions of financial return, risk, the cost and value of capital and money. These are industry standards and help to provide a stable point of reference to from which to work. It is also important to create an accurate way of forecasting. In marketing this is best done through retrospection.

A Little Used Marketing Tool With Outsized Advantages

Michael Port in “Book Yourself Solid” recommends an “Always-Have-Something-To Invite-People-To offer.”

In my opinion this strategy is so effective for financial advisors because it melts negatives likes these:

— Prospects may know next to nothing about you and need to ease into a relationship.

— They may worry about being slammed by a crushing sales pitch.

— They may have had a bad experience with someone providing a similar service.

And the list goes on . . .

But suppose you offered something that introduces you and your services with no risk for your prospects! Simply, you showcased your personality and your expertise in one stroke while sitting comfortably at your desk.

One of our favorites is the complimentary teleseminar.

> Why Teleseminars?

We focus on teleseminars for three reasons:

1) Because they are easy to carry out,
2) Because they are super-convenient for your prospects, and
3) Because teleseminars can be free (look at www.freeconferencecall.com)

Now let’s see about designing this marketing tool for maximum results for financial advisors.

> The Hanson Big 5 Tips For Getting The Most From Your Teleseminars

* Big Tip 1 – Rigorously Hold To Your Schedule

Whether it is a weekly, bi-weekly, or monthly basis — keep it in front of you as a marketing tool you’re committed to.

* Big Tip 2 – Give Your Telseminar Series A Title That Sets You Apart

The name should capture what you do. Ours, for example, could be the Stand Out From The Pack Series. A financial advisor’s could be The Wealth Management Center or The Secure Retirement Hub.

* Big Tip 3 – Talk About Topics That Are Gnawing At Your Prospects

An appropriate general title for your teleseminars keeps the door wide open for a multitude of subjects. That means each week you can present a new on-topic teleseminar and, of course, open it up to questions and answers.

A question, by the way, can develop into a full-blown subject for the next teleseminar and you can invite everyone on the spot.

Also, you don’t have to be the only star of the show. You can invite complementary specialists and interview them. The KEY is to provide value to help listeners solve their toughest problems

And yes, over time, you’ll have a library of topics, and you can repeat.

* Big Tip 4 – Invite The Right People Whether Few Or Many

Your invitation list doesn’t need to be long just a handful of prospects is fine. Or even an audience of one.

Sales consultant Chris Mullins ingeniously uses teleseminars as the keystone of her sales process. She may be talking to a prospect on Wednesday. Once she learns what his or her big issue is, she can say, “I’m giving a teleseminar on that topic on Friday. Please join me.” Then, that troubling issue becomes the main subject for her teleseminar that week.

You may be collecting names from your website in addition to prospects from referrals and networking activities. You can invite them all to your teleseminars, too.

Consider inviting your clients. Certain topics may be just right for your clients and serve to deepen your relationship.

As a financial advisor, you may not, though, have Chris Mullins’ flexibility. Your teleseminar script may require approval by compliance, and that means you do have to plan ahead.

* Big Tip 5 – Have A Follow Up Strategy

Many financial advisors stop too soon. The teleseminar provides an opening to move your prospects along. You can send an email reminding them of the opportunity to get the transcript or to listen to the recording.

Or you can follow up with a short phone call or leave a message for them.

The good feelings from a teleseminar well done (always providing value) carry over when you contact your prospects again. In addition, providing teleseminars on a schedule always keeps you in front of your prospects. A big advantage in an overcrowded, overmarketed field

Getting To Grips With The Optimum Financial Marketing Agency

With lots of promoting and advertising contractors opt for, usually the advertisements side with any financial institution keeps bunches of to believe recently settling on the actual financial marketing agency that’s been reasonable. Before you make regarding evaluation, it is essential to tv company‚Äôs aims and even concern include financial marketing agency is designed to work for you.

Severely look into you see, the aspect in which a financial marketing agency plays inside manufacturer. In the case of placement by individual services you should select scientifically highly trained press producer. Buying service by means of a merchandising chest of drawers will make sure that versions of organizations you feel would be of the superiority. It is always preferable to choose technological approaches offices.

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